Relax — Your Credit Score May Be High Enough

Easy access to free credit scores has helped many Americans improve their credit. But at a certain point, chasing every possible point gets you nothing except bragging rights. How do you know when your credit score is high enough for you to relax? Checking your credit score is a bit like checking your weight. You…

Adjustable-Rate Mortgage: Is an ARM Right for You?

If you’re confident you’ll relocate or pay off your mortgage in 10 years or less, an adjustable-rate mortgage, or ARM, may be the best home loan option for you. There are big differences between an ARM and its counterpart, the fixed-rate mortgage, so make sure you’re solid on the details before you choose. Picking the…